If you're a smoker shopping for life insurance you may have a few questions about life insurance for smokers.

Here's some of the most common questions consumers have about smoker's life insurance coverage.

• Do insurance companies test you for smoking?
• How do they test smokers for life insurance?
• Can I get life insurance without taking a smokers test?
• What if I tell the insurer I donut smoke when I actually am a smoker?
  

Here are answers to commonly asked questions about smoker life insurance to help ...
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Before choosing a life insurance plan you may want to consider the following questions to assist you in choosing the right life insurance:

1. What is the AM Best financial strength rating of the life insurance company?

2. Are the rates for your life insurance coverage guaranteed not to increase?

3. Will this life insurance policy build up any cash value over time?

4. What happens when the terms of the term life insurance policy ends?

5. What riders for additional coverag...

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